Maya Torres

@mayamoneytalk · 840K followers

Creator verifiedEducational onlyBudgetingCar buyingFirst paychecks

Credentials & disclosures

AFC® (Accredited Financial Counselor). Shares her own past money mistakes openly.

Content style

Story-driven, practical, screenshots of real budgets. Calm tone, beginner-friendly pacing.

Trust indicators

Holds a counseling credential (AFC®)
Shows full math behind every claim
No affiliate links on car or loan content

Personal stories are powerful but not universal. Run your own numbers before acting on any rule of thumb.

Content on Seedwise

First paycheck budget

“Your first paycheck plan: 50% needs, 30% wants, 20% savings. Set it up before the money hits.”

Beginner-safe

Car buying mistake

“I financed a $38k car at 22 on a $41k salary. Here's exactly how it wrecked three years of my finances.”

Beginner-safe

Educational only

Creator profiles describe content style and disclosures — they are not endorsements. Creator content may not be advisor-reviewed unless labeled, and is never personalized advice.